МексикаSenior Business Analyst, Credit & Analytics
1 нед. назад
МексикаSeniorRemote
data analysiscredit risk modelingportfolio monitoringsql
Senior Business Analyst role focused on credit and analytics to support financial decision-making at , a fintech company providing corporate cards and spend management software.
О компании
- Jeeves is a groundbreaking financial operating system built for global businesses that provides corporate cards, cross-border payments, and spend management software within one unified platform. The company operates across 20+ countries including Brazil, Canada, Colombia, Mexico, the United Kingdom, across Europe, and the United States, and serves over 5,000 clients ranging from venture-backed startups to SMBs around the world. With a mission to empower businesses with more efficient and cost-effective financial solutions worldwide, Jeeves combines cutting-edge financial technology with exceptional team expertise to transform the business financial landscape. Jeeves has been recognized as one of The Information's 50 Most Promising Startups in 2023, as well as a Y Combinator Top Company 2021-2023 and won “Fintech of the Year" at the European Fintech Awards. Since graduating from Y Combinator in 2020, Jeeves has successfully raised over $380 million and is backed by top world-class investors including Andreessen Horowitz, Y Combinator, CRV, Tencent, Stanford University, Clocktower Ventures, and founders of more than 15 unicorns including David Velez (Nubank), Carlos Garcia (Kavak) and Sebastián Mejía (Rappi). Jeeves extends credit to thousands of businesses across Latin America and beyond, and the quality of those decisions depends on the quality of our data. Our Credit & Analytics team has a clear roadmap: reliable portfolio monitoring, better risk models, and more automated c
Обязанности
- Lead the integration and validation of external data sources — credit bureaus, bank and open finance data, tax and financial data — partnering with engineering on pipelines and data quality
- Own the cleanup of customer data consents and connections so external data can be pulled and refreshed reliably and in line with local requirements
- Replace manual credit and portfolio processes with repeatable, documented SQL/Python workflows
- Define data quality checks and documentation so the team can trust what it's looking at
- Use internal performance and external data to develop and refine underwriting criteria and credit limit strategies
- Design customer management strategies, including credit line increases, decreases and reinstatements
- Identify high-risk customers early and build processes to mitigate losses
- Partner with Sales and Business Development so growth strategies stay consistent with Jeeves's credit policy
- Define portfolio KPIs and build dashboards to track portfolio health and strategy performance
- Build early-warning signals and monitoring routines that flag deteriorating accounts
- Give Collections the segmentation and prioritization insights they need to improve recovery
- Contribute to loss forecasting and risk-adjusted return analysis with Finance
- Apply statistical methods (logistic regression, segmentation, clustering) to uncover risk drivers and inform strategy
- Develop, validate and monitor credit risk models
- Help define the rules and data requirements for automated credit decisioning with Product and Engineering
- Translate model results into clear recommendations for credit leadership and business partners
- Use AI tools to support your analysis, and verify their outputs against source data
- Suggest and help build improvements to our AI workflows as you see what works and what doesn't
Требования
- 3–7 years of analytics experience in credit risk, with hands-on work on commercial or SMB credit in cards, payments, lending or a related industry
- Advanced SQL — you write your own queries against large, messy datasets and are comfortable validating data quality
- Working proficiency in Python for analysis and statistical modeling (regression, segmentation, clustering)
- Experience with version control (e.g., GitHub) for sharing and maintaining code is a plus
- Able to work independently and take ownership
- Direct experience working with external or alternative data sources (bureau, banking, open finance, tax or similar), ideally including integrating or cleaning them
- Experience using AI tools such as Claude, ChatGPT or Gemini in your analytical work, and curiosity about using them more
- A track record of turning analysis into a credit policy or strategy change that was implemented, with measurable results
- Clear written and verbal communication — you can explain a model result or data issue to a non-technical stakeholder
- Professional fluency in English — Jeeves is a global company and English is the language we use internally to communicate between regions
- Able to work with meaningful overlap with Latin American business hours
Будет плюсом
- Knowledge of Latin American credit data and open finance ecosystems (e.g., Mexico, Brazil, Colombia)
- Experience implementing, validating or monitoring risk and scoring models alongside data science teams
- Experience supporting collections strategy or early-warning programs
- Experience with visualization tools such as Tableau, Metabase, Claude Visualization Tools.
- Fluency in Spanish and/or Portuguese
- Experience in a high-growth startup or fintech