БразилияAML Manager - Brazil
1 мес. назад
БразилияSeniorHybrid
regulatory compliancefinancial crime preventionaml
Lead financial crime prevention and regulatory compliance efforts in Brazil, focusing on anti-money laundering and terrorist financing prevention.
О компании
- About is the global financial infrastructure for the borderless agentic economy. Designed to bridge the gap between fragmented local markets and the future of autonomous commerce, provides the programmable operating layer for the world’s most ambitious businesses. Through an integrated technology stack, the platform unifies global payment acceptance, programmable financial accounts, and digital asset rails into a singular financial layer. By mapping hyper-local payment ecosystems directly into its architecture, enables businesses to move value and settle transactions instantly across continents. Built on decades of hard-won regulatory depth and an extensive global license portfolio, the platform provides direct access to a massive global infrastructure. With major hubs in London, San Francisco, Singapore, São Paulo, and Mexico City, is building the infrastructure that makes global expansion a matter of code, not geography. We are seeking an Anti-Money Laundering Manager to lead our financial crime prevention and regulatory compliance efforts in Brazil. In this critical leadership role, you will act as the responsible for the Prevention of Money Laundering and Terrorist Financing. You will be exclusively responsible for overseeing regulatory reporting to the relevant Brazilian authorities, maintaining and implementing compliance policies, and managing all financial crime prevention activities. This role ensures that our operations meet a
- 5+ years of effective working experience as an AML/CFT manager or Head of PLD/FT at a payment institution, credit institution, or EMI in Brazil.
- Regulatory Expertise: Deep, hands-on knowledge of Brazilian financial regulations, specifically BACEN and COAF rules (including Law No. 9,613/1998 and BCB Circular No. 3,978/2020).
- Experience liaising with bank partners, auditors, and financial regulators (BACEN), with the ability to handle regulatory inquiries, inspections, and audits.
- Solid experience in drafting, reviewing, and updating AML/CTF/Sanctions policies and procedures to reflect industry best practices and the evolving regulatory environment.
- Excellent analytical and organizational skills with strong attention to detail.
- Confidence to interact with individuals from all levels of the business and relevant external partners, including C-level executives.
- University degree in a relevant field.
- Language: Excellent English and Portuguese is an absolute must.
- Certification: CAMS or ICA certification is highly preferred and considered a strong bonus.
Обязанности
- Act as the responsible Manager for PLD/FT, maintaining direct reporting lines to the Board of Directors/Executive Office as required by Brazilian law.
- Ensure effective AML/CTF/Sanctions compliance throughout the Brazilian business.
- Act as the primary reporting agent and correspondent to COAF (Conselho de Controle de Atividades Financeiras).
- Identify AML/CTF/Sanctions risks associated with business practices, products, and services in the Brazilian market.
- Maintain and further develop AML/CTF/Sanctions policies, programs, practices, and procedures to remain in compliance with current BACEN regulations, requirements of external partners, and best practices.
- Monitor developments and new trends in the Brazilian and international AML/CTF framework.
- Be the central point of contact with the Central Bank of Brazil (BACEN) and other regulatory authorities for anti-money laundering and combating the financing of terrorism purposes.
- Ensure that the Brazilian business meets its regulatory requirements and mitigates AML/CTF/Sanctions risks to avoid breaches, fines, and regulatory sanctions.
- Oversee AML compliance regarding participation and membership with local and international payment systems and networks (such as PIX, Mastercard, Visa, Elo, etc.).
- Prepare periodic regulatory reports required by Brazilian legislation.
- Assist with regulatory inquiries and inspections, as well as internal and external audits.
- Identify, monitor, and formally report Suspicious Transaction Reports (STRs) to COAF.
- Continuously improve transaction monitoring systems to detect and report suspicious activities.
- Perform ad-hoc reviews to ensure the effectiveness of transaction monitoring processes and procedures.
- Oversee and manage the Know Your Customer (KYC) and Know Your Business (KYB) onboarding processes for new customers.
- Review and update KYC/KYB profiles for existing customers.
- Ensure compliance with local Brazilian and international regulatory requirements related to customer identification and verification.
- Prepare and provide tailor-made AML/CTF/Sanctions training for the staff in Brazil.
- Provide actionable advice and assistance to other operational functions dealing with AML/CTF-related matters.