ВеликобританияTreasury Lead, Debt Planning & Management
1 нед. назад
ВеликобританияLead
Leader role responsible for debt planning and management within the treasury team to optimize the company's financial resources.
О компании
- The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimise the company's financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations.
- Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions, the Treasury team aims to enable sustainable success and growth.
Обязанности
- As the Lead, Debt Planning & Management you will play a crucial role in the team in developing and executing ’s funding strategy both across corporate debt and warehouse funding facilities. The role ensures has the appropriate funding structure, capacity and flexibility to support growth whilst optimising funding costs and maintaining compliance with lender obligations.
- The role will lead Treasury’s planning, execution and ongoing management of ’s debt portfolio, working closely with Finance, Risk, Legal, Product and external funding providers.
- Your responsibilities will include:
Требования
- is seeking an experienced and visionary Lead of Debt Planning & Management. The ideal candidate will have:
- Minimum of 9 years of experience in Treasury, within funding planning and management within a bank or fintech
- Prior experience in financial services – preferably in technology-driven & scale-up environments preferred
- Strong knowledge of corporate debt markets
- Experience structuring and managing warehouse funding facilities
- Experience negotiating debt documentation
- Strong financial modelling and analytical capability
- Strong commercial judgement
- Excellent stakeholder management and influencing skills
- Self-starter, independent and extreme ownership mentality
- Experience working within a dynamic and strong paced environment
Другое
- At , we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.
- is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.
- Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.
- is available for UK, Indian, German and French SMEs
- Over 2 million members across UK and India
- Over $300 million raised in funding
- Over 2,800 Tideans globally
- Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026
- We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg
- Develop and execute ’s corporate debt strategy to support business growth and strategic objectives
- Evaluate funding requirements and recommend the optimal mix of debt instruments
- Lead the sourcing, negotiation and execution of new corporate debt facilities
- Manage the refinancing activities and maturity planning
- Optimise funding costs whilst balancing liquidity, flexibility & risk
- Build and maintain relationships with banks, institutional lenders and other funding providers
- Own the strategy and management of ’s warehouse funding programme
- Ensure the facilities provide sufficient capacity to support lending growth
- Lead negotiations for new warehouse facilities, amendments and renewals
- Work closely with lending and finance to ensure facilities remain aligned to portfolio performance
- Monitor advance rates, utilisation, borrowing base availability and concentration limits
- Support the development of future funding structures
- Monitor all debt facilities throughout their lifecycle
- Manage debt drawdowns, repayments and utilisation planning
- Maintain an accurate forward funding plan
- Product management information covering funding capacity, utilisation, cost of funds and upcoming maturities
- Identify optimisation opportunities across the debt portfolio
- Partner with the Lead, Liquidity, Forecasting & Risk to incorporate funding assumptions into liquidity forecasts
- Model future debt requirements under multiple business growth scenarios
- Assess the impact of strategic initiatives on future funding requirements
- Support Board papers relating to funding strategy
- Act as Treasury’s primary relationship manager for external lenders and funding partners
- Partner closely with Finance Legal, Risk and Lending teams during transactions
- Support lender due diligence processes
- Present funding recommendations to senior executives
- Ensure compliance with all debt agreements and financing documentation
- Oversea covenant monitoring in partnership with wider Treasury and Finance teas
- Identify emerging funding risks and develop mitigation strategies
- Ensure appropriate governance around debt approvals and funding decisions
- Our location-specific employee benefits are designed to cater to the unique needs of Tideans:
- Competitive Compensation - competitive salary and share options
- Time Off – Generous annual leave on top of bank holidays.
- Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey
- Sabbatical – Extended unpaid and paid leave options after completing milestone years with
- Access to salary sacrifice benefits – like Nursery (could save up to 47% on fees!) and Cycle to Work discounts
- Health Insurance – Comprehensive Private family insurance plan
- Life & Accident Cover – Comprehensive accidental and life insurance protection
- Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops
- Retirement Planning – Build your retirement fund faster with ’s pension scheme on eligible earnings
- Volunteering & Development Days – Paid days annually for volunteering or personal growth
- Learning & Development – Annual budget for books, courses, coaching, and more
- WOO (Work Outside the Office) – Work from abroad for up to 90 days annually
- Home Office Setup – Contribution towards setting up your home office
- Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement
- Snacks & Meals – Daily breakfast spread with all-day coffee, tea, and juices
- At , we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams.
- While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.
- At , we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.
- We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.
- At , we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.