Product Manager - UPL
2 нед. назад
ВеликобританияHybrid
Manage the growth of Unsecured Personal Loans product by owning decisioning, data, and product journeys for loan origination.
О компании
- Our Story Hello there. We’re . We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at .com ! We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at , so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife The team Unsecured Personal Loans is one of ’s largest and most established products, sitting at the heart of the bank’s growth ambitions. As a Product Manager in UPL Growth, you will own a meaningful part of how we originate loans: the decisioning, data and product journeys that determine who we can lend to, how confidently we can make an offer, and how simply customers can access one. This is far more than keeping a mature product moving. You will have the space to identify the biggest opportu
Требования
- You are analytically strong and comfortable using data to find non-obvious product insight.
- You have made product decisions that delivered measurable commercial outcomes.
- You can partner closely with engineers through scope and timeline trade-offs.
- You approach ambiguous problems with sound judgement and a bias for practical progress.
- You communicate clearly with senior stakeholders across technical and risk-focused teams.
- You are motivated by growth, efficiency and business impact.
Другое
- Own a defined area of the UPL growth roadmap, from opportunity sizing through to launch, measurement and iteration.
- Turn commercial and customer signals into a clear product strategy, choosing where to focus and what not to pursue.
- Shape the origination and decisioning experience, including the rules, journeys and data that sit behind a customer receiving a loan offer.
- Lead cross-functional discovery with Engineering, Credit Risk and Data Science to find the most valuable, feasible route to growth.
- Develop propositions that give customers greater clarity and confidence before they invest time in a full application.
- Make the call on scope and sequencing, balancing customer value, risk, commercial return and engineering effort.
- Use data to uncover friction, validate hypotheses and quantify the impact of your work.
- Bring new growth ideas into the roadmap, from smarter use of existing data to new external data sources and partner opportunities.
- Translate complex lending and technical problems into decisions that senior stakeholders can align behind.
- Build, launch and continually improve products that help move closer to becoming the UK’s leading unsecured lender.
- Experience in lending, consumer credit or related financial products.
- Familiarity with originations, underwriting, pricing or servicing.
- A quantitative foundation through study or equivalent experience.
- Experience in a fast-paced, data-led fintech environment.