ВеликобританияFincrime Analyst
2 нед. назад
ВеликобританияSeniorHybrid
risk scoringfraud detectioncompliance
Role responsible for tuning and managing financial crime detection systems to protect against sanctions breaches, money laundering, and fraud.
Обязанности
- The Fincrime Product team builds and maintains the platform that protects and its customers from sanctions breaches, money laundering and fraud. As our Rules Modeller / FinCrime Analyst, you are the bridge between financial-crime risk and the systems that detect it: you own the tuning, thresholds and risk-scoring logic that decide what gets flagged, and you own the evidence that proves those decisions are sound.
- This is a domain-led role on a small, senior team. You will spend your time in typologies, alert data and detection logic - reducing false positives without letting real risk slip through - working closely with Compliance, Investigations, Product and Engineering. Your tuning directly shapes both our operational cost and our regulatory posture across more than 21 countries and dozens of corridors.
Требования
- Around 3 to 5 years in financial crime - transaction monitoring, sanctions screening and/or fraud - at a bank, fintech, payments provider or PSP.
- Hands-on experience configuring or tuning TM and/or screening systems: rules, scenarios, matching logic or thresholds, not just reviewing outputs.
- Solid working knowledge of AML/CTF, sanctions and fraud typologies and the regulatory expectations around monitoring and screening governance.
- Comfortable working with data: reading and interpreting alert and transaction data, slicing it in spreadsheets, and using basic SQL to pull what you need (or a clear and demonstrated appetite to build that skill quickly).
- Strong analytical and documentation skills - able to evidence and defend a tuning decision to an auditor or examiner in plain language.
- A clear communicator who can translate between risk and systems, working across compliance, product and engineering without losing accuracy.
Будет плюсом
- Experience in cross-border remittance, multi-corridor payments or a PSP operating across multiple jurisdictions.
- Exposure to specific TM or screening vendors, and/or familiarity with Python or analysis notebooks.
- Experience directly supporting internal audits or regulatory examinations.
Условия
- Love shouldn’t be expensive, yet those working hardest for their families often face predatory fees and banking exclusion. We're changing this.
- At , you won’t be just a cog in a machine. Whether designing products, scaling operations, or telling our story, you’ll tackle complex challenges with real, immediate impact. Your work goes beyond metrics - it puts money back in families’ pockets and offers access to the previously excluded. Join us to make a meaningful difference, where high performance is a lifeline for millions. You can connect with us on LinkedIn and Instagram and if you haven't already, download the app on the App Store or Google Play .
Другое
- (Series B) is building the go-to financial app for the Global South.
- Moving to a new country shouldn’t mean starting from zero. That's why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live.
- What began as fast, affordable remittances is now evolving into a complete platform for multi-currency accounts, payments, credit, and long-term financial growth.
- With millions of users across the globe, we process over $1B in monthly transactions to 30+ countries, proving that borders shouldn't limit financial opportunity.
- Tune and maintain risk-scoring parameters, transaction-monitoring rules and screening match thresholds to reduce false positives while preserving coverage - and document every change with audit-ready evidence.
- Analyse alert output and case feedback to recommend, test and implement threshold and logic changes; run above-the-line / below-the-line testing and periodic tuning cycles.
- Translate emerging money-laundering, sanctions-evasion and fraud typologies into detection scenarios and rules, with clear written rationale and coverage assessments against 's cross-border corridors.
- Tune name and entity matching logic for sanctions, PEP and adverse-media screening across onboarding and ongoing checks; maintain customer and transaction risk-scoring segmentation aligned to risk appetite.
- Build and interpret MI on alert volumes, false-positive rates and conversion to cases and SARs; produce tuning reports that leadership, auditors and regulators can rely on.
- Partner with Product and Engineering to specify changes, with Investigations for feedback loops, and with Compliance and the MLRO for policy and risk-appetite alignment.
- Support internal audit, model-validation exercises and regulatory exams with a maintained, evidence-backed change log.