Institutional Due Diligence Specialist, EU

2 нед. назад

40.8k–47.9k EUR / годЭстонияOnsite

kybkycrisk assessmentdue diligence

Manage end-to-end due diligence processes for institutional customers to ensure compliance and risk mitigation in financial services.

Owning the end-to-end due diligence process for institutional customers, including KYB legal entities, partners, and respondent institutions, from onboarding through periodic reviews
Reviewing onboarding applications and making risk-based decisions to approve or reject customers
Running periodic and event-driven reassessments, including ongoing KYB data updates
Conducting Enhanced Due Diligence (EDD) on higher-risk relationships
Monitoring customer behavior and transaction activity to identify unusual or suspicious patterns, and gathering additional information or documentation where needed
Performing sanctions, PEP, and adverse media screening
Escalating compliance issues, risks, and findings to the Compliance Manager in a timely, structured way
Helping build, improve, and implement our internal compliance procedures and best practices as we scale

5+ years of experience in AML/CTF compliance, risk management, or due diligence, ideally in financial services, fintech, or payments
Deep knowledge of KYB, CDD, EDD processes for legal entities and institutional clients
Hands-on experience with transaction monitoring, sanctions screening, and PEP/adverse media checks
Familiarity with SumSub, ComplyAdvantage, or similar AML screening tools
Strong analytical and investigative skills, with sound, well-documented judgment
High attention to detail and a solid understanding of EU and Estonian AML/CTF regulatory frameworks
Clear communicator with a strong commitment to ethical standards
Ability to manage multiple priorities in a fast-paced environment without compromising accuracy
Full working proficiency in English and Estonian — this role reviews Estonian-language corporate and regulatory documentation and communicates with Estonian authorities and counterparties
Bachelor’s degree in Law, Business, Finance, Economics, or a related field, or equivalent practical experience. We appreciate that some of the best talent comes from non-traditional backgrounds
Experience in a multinational, high-growth company is a plus
On-site 5 days, Full time, permanent

The gross monthly base salary range for this role is €3,400 – €3,990. The final offer will depend on experience and skills, and is determined using objective, gender-neutral criteria. You will also be eligible for an annual performance bonus and equity.
is on a mission to build the future of open, instant, and global financial infrastructure making payments accessible and affordable for everyone, everywhere. We're committed to creating a more inclusive and diverse workplace to reflect the customers we serve. We welcome interest from individuals of all backgrounds and levels of experience who share our mission. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or other applicable legally protected characteristics.

is creating the Money Grid, modern, open financial infrastructure that makes payments accessible, affordable, and instant for businesses and users worldwide. We're challenging the status quo, updating the current system, and empowering our partners to build better solutions. Together, we're building the most advanced financial infrastructure, open, instant, and global, inspiring a future where anyone, anywhere can access the full potential of digital money.
We are looking for an Institutional Due Diligence Specialist to join our EU Compliance team. Working in the institutional due diligence team, you’ll own due diligence for the legal entities, partners, and respondent institutions we work with — deciding who we onboard, keeping their risk profiles current, and spotting unusual activity early. You’ll play a critical role in keeping safe and compliant as we grow, and you’ll help shape the processes we use to do it.
We will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the State of California Fair Chance Initiative for Hiring.
In accordance with applicable EU and local regulations, including the Estonian Employment Contracts Act, Equal Treatment Act, and Gender Equality Act, ensures equal treatment throughout the hiring process.