СШАChime Financial
Senior Software Engineer, Cards
2 нед. назад
164k–227k USD / годСШАSeniorHybrid
ruby on railsarchitectural patternstransactional databasescaching systemssystem architectureobservabilityautomationml integration
Senior Software Engineer role at Chime Financial focuses on scaling and evolving the Cards platform with backend services, collaborating across teams to deliver secure and resilient systems.
About the company
- Chime is a financial technology company, not a bank, providing user-friendly banking tools to help members unlock their financial potential.
- Chime created core banking services that are helpful, easy, and free.
- Chime empowers members to control their finances and work towards goals like savings, purchasing cars or homes, launching businesses, and higher education.
- The culture is entrepreneurial, values diversity, teamwork, boldness, high integrity, and accountability.
- Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
About the product
- Chime’s Cards organization is focused on building and scaling backend APIs and services for Trust and Safety platforms.
- The role involves improving platform reliability, performance, experimentation, policy lifecycle, and ML integration.
- Deliver solutions that enhance member protection and experience.
Responsibilities
- Drive technical design and architectural decisions.
- Mentor engineers and foster cross-functional collaboration.
- Lead and contribute to multiple projects simultaneously.
- Build and maintain robust, low-latency APIs and backend services.
- Become domain expert in platform architecture and provide technical solutions.
- Partner with data engineers, analysts, and product managers to ship impactful features.
- Improve platform reliability and performance through system architecture, observability, and automation.
- Evolve experimentation, policy lifecycle, and ML capabilities for smarter decision-making at scale.
- Participate in on-call rotation and respond to incidents outside regular working hours as needed.
Requirements
- 5+ years experience developing software in production at scale.
- Prior experience as a technical lead, driving architecture and coordinating cross-functional teams.
- Proven experience with Ruby on Rails or comparable frameworks.
- Experience with transactional databases and caching systems.
- Deep understanding of architectural patterns for large-scale web applications.
- Commitment to mentoring engineers and fostering team development.
- Appreciation of maintainable and well-tested code.
- Curiosity and passion for system architectures and technical challenges.
- Experience in fast-paced or early-stage environments is a strong plus.
Conditions
- Hybrid work format with four days a week in-office and Fridays remote near office location in San Francisco, CA, USA.
- Base salary range $164,000 — $227,000 USD with eligibility for bonuses, equity, and benefits.
- Comprehensive health, financial, and wellbeing benefits.
- Backup child, elder, and pet care and subsidized commuter benefits.
- Generous vacation policy and company-wide paid days off.
- 1% time off to support local community organizations.
- Annual wellness stipend.
- Up to 22 weeks paid parental leave for birthing parents, 12 weeks for non-birthing parents.
- Access to family planning reimbursement.
- Challenging opportunity in one of the most experienced teams in FinTech.