Payments & Product Partnerships Counsel, Americas

1 нед. назад

США

financial services lawcompliancetransactions

Legal counsel focused on payments and product partnerships in the Americas region, advising on financial services transactions and relationships.

О компании

’s Payment & Product Partnerships Counsel team is newly chartered within the Regulatory organization to build and scale the legal framework for our most critical financial and technology infrastructure relationships. We are looking for a skilled, business-oriented financial services transactions lawyer to join our team in New York, San Francisco, or Chicago, focusing on partnerships in the Americas region. In this role, you will be a principal advisor to our partnerships, product, risk, and compliance teams, responsible for a broad range of transactions and relationships that span financial services ecosystems, business operations and processes, and technology.
’s Regulatory and Legal teams build and operate at the intersection of global financial services law and regulation, commercial strategy, and product innovation. We’re looking for a lawyer who’s at home leading deals to support highly regulated, complex products, and who’s willing to roll up their sleeves and take on projects large and small. Experience with financial services transactions and a working understanding of market-dominant financial services regulatory models are a must; experience in payments, lending, and fintech are a plus, but not required.

Обязанности

Partner with ’s payment and product partnerships teams to help build, manage, and grow strategic relationships with card networks, payment methods, financial institutions, and other financial and technology partners that support ’s product and technical stack.
Structure, draft, and negotiate strategic infrastructure partnership agreements to enable and optimize ’s payments and financial products across our North America and Latin America markets.
Collaborate with product, regulatory, compliance, risk, finance, partnerships, and other cross-functional teams to ensure our partner deals conform to our regulatory positions and support our product development, market expansion, and commercial objectives.
Counsel stakeholders across the business on operation and interpretation of partner agreements (including scheme, network, and operating rules), partner and regulatory ecosystem interdependencies, and corresponding risks and opportunities affecting ’s product and go-to-market strategies.
Scale our deal cycles and the products they support by generating and maintaining documents and other resources for working with partners, including form agreements, position guides, and implementation briefs.
Stay current on laws, regulations, and scheme and network rules governing bank-partner relationships, third-party service providers and outsourcing, privacy, data security, consumer protection in financial services, and marketing.
Build relationships as a trusted advisor by providing clear, practical, actionable guidance in areas involving significant ambiguity or rapid industry evolution.

Требования

6+ years experience as a practicing lawyer across in-house and law firm roles, with a significant portion spent working with financial institutions or technology companies on transactions opposite experienced counsel.
Working dexterity with financial services partnership transactions, where a regulated financial institution and another party (e.g., a network, a fintech, another financial institution) collaborate to stand up and run a unified financial product or service, preferably a payment, credit, or lending product.
A capable contract generalist who’s able to spot a broad range of legal issues across disciplines (e.g., contract, regulatory, IP, privacy); an avid drafter with a passion for simple, elegant language and an aversion to gratuitous legalese; and, a seasoned lead negotiator who is able to identify and communicate practical, risk-based solutions to deal points persuasively and on the fly.
Excellent English-language communication skills, with the capacity to translate complex legal and contractual concepts to technical teams and other non-lawyer audiences.
Constitutional curiosity and enthusiasm to self-educate quickly on complex business models, technologies, and product use cases.
Strong, risk-tuned judgment, outstanding project management skills, and the ability to juggle competing priorities under tight deadlines.
Proficiency in Spanish or Portuguese is a strong plus but not required.

Условия

In Chicago the annual base salary range for this role is $160,000 - $230,000.
In New York and San Francisco the annual base salary range for this role is $210,000 - 300,000.
Compensation is based on factors including qualifications, experience, and location. Total compensation package includes equity (RSUs), 401(k), health, dental, vision, and more.

Другое

provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At , everything we do is engineered for ambition.
For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.
This role is based out of our New York , San Francisco , or Chicago office. We're an office-first company and expect employees to work in-office at least 3 days a week on average. This approach helps strike a balance between bringing people together for in-person collaboration and learning from each other, while also supporting flexibility.
We actively seek different perspectives to sharpen our ideas. Our unique culture is a product of our diverse backgrounds and experiences. No matter who you are or where you’re from, you’re welcome to be your true self at .
If you need accommodations or support during the recruitment process to perform at your best, you’ll have the opportunity to let our team know in your application. We encourage people from all backgrounds and abilities to apply.
Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. If you have specific time constraints, please communicate them with your recruiter, and we’ll do our best to accommodate them where possible.
You must be work authorized in the United States without the need for new visa sponsorship. The company can support visa transfers but will not sponsor individuals for H-1B CAP applications.