ИрландияDeputy Head of AML, Payment Institution
3 нед. назад
ИрландияHeadHybrid
Senior role supporting AML framework and compliance within a CBI-regulated payment institution.
О компании
- We reinvent how trading and investing work by creating exceptional products people love. Fostering a culture of excellence and high velocity is the key to our success. Тoday, we serve over 6 million clients, with more than €30 billion in assets under management - a testament to the scale and trust we’ve built in just a few years.
Обязанности
- The Deputy Head of AML is a senior member of Trading 212 Money Europe Limited's (the 'Company' or 'T212 MIE') financial crime function, supporting the Head of AML in establishing and maintaining a robust anti-money laundering, counter-terrorist financing and wider financial crime framework. The role carries delegated responsibility for the day-to-day operation of that framework as a Central Bank of Ireland (CBI)-regulated Payment Institution.
- The Deputy Head of AML deputises for the Head of AML (who is the Company’s Money Laundering Reporting Officer - ‘MLRO’) in their absence or as otherwise required.
- The role carries the internal designation of Deputy Money Laundering Reporting Officer and has delegated authority to determine and submit suspicious transaction reports on the Company's behalf.
- The role is a Controlled Function (CF2) under the Central Bank's Fitness & Probity regime, being a function related to ensuring, controlling or monitoring the Company's compliance with its relevant obligations.
- Support the development, implementation, and maintenance of the Company's AML/CFT and financial crime framework, policies, and procedures, and take delegated ownership of defined components of the framework.
- Oversee outsourced financial crime operations teams, including service-level management, quality assurance of their casework, and escalation when standards are not met.
- Own key decisions across the financial crime framework.
- Maintain the Company's money-laundering, terrorist-financing, and sanctions risk assessment.
- Oversee financial sanctions and restrictive measures controls.
- Maintain the Company's financial crime registers, records, and evidence base to a standard that withstands regulatory scrutiny.
- Conduct financial crime horizon scanning and advise the Company on AML/CFT and sanctions obligations.
- Design and deliver the Company's AML/CFT training and awareness programme, including role-specific training for first-line teams.
- Support the Company's response to regulatory inspections, thematic reviews, information requests and remediation programmes.
- Support the timely submission of required AML/CFT regulatory reporting to the CBI.
- Support the Company’s communications with the Central Bank of Ireland on financial crime, including regulatory engagements and regulatory reporting.
Требования
- Educated to a degree level in Law, Finance, or a related field is desirable.
- Professional certifications such as ACAMS, ICA, LCOI and/or equivalent.
- Experience of preparing for, or responding to, a CBI AML/CFT inspection or risk evaluation questionnaire.
- 5+ years of AML/CFT or financial crime experience within regulated Irish financial institutions; experience working at payment institutions and/or e-money institutions would be highly desirable.
- Experience of preparing for, or responding to, a CBI AML/CFT inspection or Risk Evaluation Questionnaire.
- In-depth knowledge of the European and Irish AML/CFT and sanctions requirements, including applicable guidance, incumbent upon an Irish payment institution.
- Deep knowledge and demonstrable experience in developing and implementing AML/CFT frameworks, policies and procedures.
- Demonstrable hands-on experience of transaction monitoring and screening systems, including rule and threshold calibration, alert quality assurance, and the review and challenge of system output.
- Demonstrable ability to use artificial intelligence and other technology to enhance work
- A "right first time" attitude and excellent attention to detail.
- Capable of working independently or as part of a team, and comfortable operating with autonomy when deputising.
- Strong communication skills, both written and verbal, including the ability to present to senior stakeholders and regulators.
Условия
- Challenges that will help you grow and realize your potential fast.
- Opportunity to make a significant impact - you will build innovative services used by millions of investors to build wealth.
- Work with smart, spirited, helpful, high-performing colleagues with a common goal.
- An environment where nothing is set in stone.
- Appreciation for your talent and ideas.
- Generous remuneration package
- Bring your ambition to Europe’s fastest-growing mobile broker!