ИспанияSenior Internal Audit Manager – Compliance, Fraud & AML/CFT
3 нед. назад
ИспанияSeniorHybrid
amlcftfraud preventioncompliancecustomer due diligencetransaction monitoringregulatory reporting
Senior Internal Audit Manager responsible for compliance, fraud, and AML/CFT assurance in financial services.
О компании
- Competitive Starting Salary with an annual discretionary bonus that truly rewards your performance from day one.
- Dedicated Mentorship: Learn directly from experienced managers who are invested in your success.
- Cutting-Edge Technology: Leverage state-of-the-art tailor made tools and systems that enable you to perform at your best.
- Clear, Accelerated Career Progression: Defined pathways to leadership and specialist roles within .
- Dynamic & Supportive Culture: Work in a collaborative environment where teamwork and personal growth are prioritized.
- Generous Benefits Package: Access competitive benefits tailored to your location, which typically include health care and social benefits.
- Central Office: A fantastic location with excellent transport links.
- Ready to launch your career with a global FinTech? Click the ‘Apply’ Today and discover your potential at !
- delivers sophisticated, integrated solutions — business accounts, hedging, and financing — on a single platform with a seamless workflow. Our success is built on a simple premise and singular purpose: To help businesses operate and scale globally.
- Since its founding in 2009, has always been a fast-growing leader in fintech. Today, we bring together 2000+ Eburians across nearly 70 cities and we’re always looking to add to our team.
- At the heart of our offering is a proprietary platform, purpose-built to help businesses seamlessly streamline and manage global cash flow. We focus on continuous product evolution and innovation to build the infrastructure for borderless growth and help our clients scale at every stage.
- The opportunities at are as diverse as our people, ranging from business development to engineering roles across our tech pillars.
- We believe in inclusion. We stand against discrimination in all forms and are against the intolerance of differences that makes us a modern and successful organisation. At , you can be whoever you want to be and still feel a sense of belonging no matter your story.
- Important Security Notice for Job Applicants: only accepts applications via official channels. We will only contact you from an @ .com domain. Always check the emails you receive from us, and note that we will never request payment for any part of the recruitment process. Stay safe and report suspicious activity. Notice to Recruitment Agencies and Search Firms: does not accept unsolicited resumes, CVs, or candidate profiles from recruitment agencies or search firms without signed written recruitment terms in place for a specific role. Any unsolicited applications will be considered the sole property of . will not be responsible or liable for any placement fees or costs associated with unagreed candidate submissions or subsequent hires. AI Transparency Statement: uses Artificial Intelligence (AI) and automated tools to help streamline certain parts of our recruitment process, however, these tools are strictly for administrative efficiency. All hiring decisions, including application reviews, shortlisting, and final selections are evaluated and conducted by human talent acquisition professionals and hiring managers.
Обязанности
- The Senior Audit Manager – Compliance, Fraud & Financial Crime (AML/CFT) is a subject matter expert responsible for delivering independent, objective 3rd Line of Defense assurance over regulatory compliance, fraud risk management, and financial crime frameworks.
- This profile requires a seasoned assurance professional with deep technical expertise in anti-money laundering (AML), counter-terrorist financing (CFT), sanctions, fraud prevention and detection, customer due diligence (CDD/EDD), transaction monitoring, and regulatory reporting across cross-border financial services, payment institutions, and banking environments.
Требования
- Experience Level
- 5+ years in Internal Audit, 2nd Line Compliance Assurance, or Big 4 Risk Advisory
- Core Qualifications
- CAMS / CISA / ICA Diploma in Financial Crime Governance / ACA or CIA
- Industry Focus
- Payment Institutions, Electronic Money Institutions (EMIs), Fintech platforms, Financial Institutions.
- Regulatory Familiarity
- EU AML Directives (AMLD), FATF Standards
Другое
- helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can feel they belong, are valued, supported and empowered to succeed.
- If you’re a collaborator who wants to help transform how businesses operate globally, get in touch - we’d love to discuss how can accelerate your career so you can shape the future.
- Madrid Office - Hybrid: 4 days in the office, 1 day working from home per week
- The Senior Audit Manager – Compliance, Fraud & Financial Crime (AML/CFT) plays a pivotal role in providing assurance on the integrity and compliance of the organization’s control framework. The primary mission is to evaluate the adequacy, efficiency, and compliance of the internal control framework for Financial Crime Compliance (FCC) and Fraud Risk Management across all business units and international branches.
- The role involves managing end-to-end audit lifecycles, evaluating regulatory compliance risks, conducting root-cause analysis on control gaps, and ensuring robust follow-up of managerial remediation commitments.
- Lead and execute complex thematic and branch-level AML/CFT audit engagements in accordance with international internal audit standards (IIA) and regulatory expectations.
- Prepare comprehensive Terms of Reference (ToR) defining audit scopes, objectives, resource allocations, and fieldwork testing timelines.
- Perform risk-based testing across key financial crime and fraud domains, including Customer Due Diligence (CDD/SDD/EDD), Ultimate Beneficial Owner (UBO) identification, Politically Exposed Persons (PEPs) management, Sanctions screening, internal and external fraud prevention controls, and Transaction Monitoring alert handling.
- Evaluate the alignment between local operational practices and group-wide financial crime policies.
- Assess the design and implementation of Business-Wide Risk Assessments (BWRA) and Overall Risk Assessments (ORA).
- Review regulatory reporting processes to local Financial Intelligence Units (FIUs) / Money Laundering Reporting Officers (MLROs) to ensure accuracy, completeness, and timeliness.
- Monitor and evaluate remediation actions stemming from past internal audit findings, external reviews, and supervisory inspections.
- Participate as an independent assurance representative in key risk and compliance steering committees.
- Draft clear, concise, and impact-oriented internal audit reports containing prioritized findings and actionable recommendations.
- Engage with local Compliance Officers, MLROs, Senior Management, and Business Line Leaders to validate findings and agree on realistic remediation plans.
- Support the Head of Internal Audit in preparing quarterly Audit Committee presentations, regulatory reporting packs, and board-level dashboards. Technical Competencies & Experience Requirements
- Minimum of 5 years of experience in internal audit, external audit (Big 4), or second-line compliance monitoring within a regulated financial institution or payment service provider.
- Proven experience conducting end-to-end financial crime audits covering international operations or branch structures.
- Demonstrated experience handling regulatory remediation reviews and responding to supervisory findings (e.g., EU National Competent Authorities).
- Bachelor’s or Master’s degree in Law, Finance, Economics, Business Administration, or a related field.
- Professional certification in Financial Crime/Anti-Money Laundering or Fraud Risk (e.g., CAMS - Certified Anti-Money Laundering Specialist, CFE - Certified Fraud Examiner, ICA International Diploma in Governance, Risk and Compliance / AML).
- Recognized auditing or accounting qualification (e.g., CIA - Certified Internal Auditor, ACA/ACCA, or CISA - Certified Information Systems Auditor) is highly preferred.
- Deep knowledge of global AML/CFT standards, fraud risk management frameworks, sanctions compliance regimes, and relevant European directives/regulations.
- Strong familiarity with financial crime technology architectures, including screening engines, rules configuration, and automated transaction monitoring systems.
- Proficiency in data analytics tools (e.g., SQL, AuditBoard, Jira, Excel) to perform data-driven auditing and sample verification.
- Exceptional analytical skills with the ability to identify systemic root causes behind operational and control breakdowns.
- Fluency in English (written and spoken) is required; additional European languages are an advantage.
- Senior Stakeholder Management. Proven track record in presenting audit findings to Executive Committees, Audit Committees, and liaising with external auditors and regulatory bodies.