Financial Crime Analyst

1 мес. назад

СШАSeniorOnsite

fraud detectionamltransaction monitoringdata analysissar reporting

Experienced financial crime analyst supporting fraud and AML strategy, conducting data analysis, and enhancing detection systems.

is the modern banking platform built for the AI era. Startups and growth-stage companies can open accounts in minutes, issue cards, manage expenses, pay bills, and close the books – all in one connected platform backed by real human support.

Analyze fraud and AML alerts and cases to identify, investigate, and prevent fraudulent activity and suspicious transactions
Conduct transaction monitoring reviews and assess activity against AML/BSA typologies, escalating as needed
Prepare and file Suspicious Activity Reports (SARs) and maintain supporting documentation in line with regulatory requirements
Assist customers by preparing and responding to inquiries related to fraud and financial crime investigations, and support the resolution of incidents
Document investigation processes and outcomes to maintain audit-ready records
Maintain department productivity goals and quality standards
Collaborate with the Financial Crime team to support and refine our operations, working cross-functionally with Client Services, Financial Operations, Compliance, and Transaction Monitoring teams
Maintain regular communication with team members to ensure maximum efficiency in recovery efforts and support ongoing strategy management
Deep dive into individual fraud and AML event vectors to perform root cause analyses
Support KYC/CIP and customer due diligence (CDD/EDD) reviews as needed

2+ years of experience in fraud risk, AML/BSA, and/or payments operations in banking and/or financial services
Experience using systems such as Excel, Google Workspace, Looker, and Slack
Understanding of how to leverage AI to improve investigation efficiency and drive improvements in alert query quality, tuning, and detection logic
Excellent written and verbal communication skills
Ability to work independently, capable of taking ownership and acting as the primary contact for fraud and financial crime-related issues when needed
Strong working knowledge of compliance and payment regulations, including Reg E, NACHA, AML/BSA, KYC/CIP, OFAC, FinCEN, SAR/CTR filing requirements, and related frameworks

Experience within Micro SMB/SMB business cards, payments, invoices, lending, or related financial industries
Experience in high-growth startups, specifically global fintechs and/or neobanks for corporate clients
Experience with U.S. fraud and AML risk for ACH, Card, Checks, and Wires with a global or large financial institution, and key understanding of common fraud and money laundering typologies
CAMS (Certified Anti-Money Laundering Specialist) certification or actively pursuing one
Experience with case management or monitoring systems (e.g., Actimize, Sardine, Alloy, Unit21)

Our people are our most valuable asset. The salary range for this role is $72,000 – $108,000 in New York City. Base salary may vary depending on relevant experience, skills, and business needs. In addition to base pay, offers equity, healthcare benefits, and paid time off.
Diversity is a core value at . We’re passionate about building and sustaining an inclusive and equitable environment for all those involved with our mission, including employees, contractors, candidates, customers, and vendors. We believe every member of the community enriches our ability to provide a broad range of ways to understand and engage with the market, identify problems, and drive solutions that align with our mission. We welcome all qualified applications and support each of our ’ers with ongoing professional growth opportunities.

We're looking for an experienced financial crime analyst to support our overall fraud and anti-money laundering (AML) strategy and operations, working alongside and supporting the Financial Crime lead as a critical member of the team. As a core member of the team, you will have a unique opportunity to learn and apply your previous experience, design and innovate financial crime detection systems, while conducting data analysis and being actively engaged cross-functionally. You will help lead efforts to build a best-in-class program that directly supports a seamless and frictionless client experience while reducing fraud and AML risk exposure and protecting against financial loss and regulatory risk.