Property underwriter (USA based)

1 мес. назад

70k–80k USD / годСШАВеликобританияMiddleRemote

risk assessmentpricingpolicy draftingunderwriting guidelines

Underwriter role focused on risk selection and pricing decisions in an insurance company.

Corgi is a full-stack insurance carrier building better, faster insurance products for startups. We’re not a broker, so we underwrite and issue policies directly, with fewer handoffs and less friction. Cutting out intermediaries lets us tailor coverage to how companies actually operate and price risk more efficiently.

• Assess, price, and bind risks in line with underwriting guidelines and appetite.
• Review submissions, analyze exposures, and make clear accept/decline/refer decisions.
• Draft, review, and refine policy wordings, endorsements, and coverage terms.
• Work closely with brokers and distribution partners to structure deals.
• Feed insights back into pricing models, guidelines, and product development.
• Monitor performance of bound business and flag emerging trends.

• 2–3+ years of underwriting experience at a traditional carrier, MGA, or Lloyd's syndicate.
• Strong technical grounding in pricing, risk selection, and policy wording.
• Exposure to multiple product lines rather than a single narrow specialism.
• Comfortable interpreting actuarial outputs and applying them commercially.
• Excellent judgment under uncertainty and willingness to own decisions.
• Willing and able to work from our office six days per week.

• Portfolio underwriter background: experience underwriting at the portfolio level rather than purely case-by-case.
• Demonstrated experience across multiple product lines (e.g. property, casualty, financial lines, specialty).
• CII qualifications or progress toward ACII.
• Experience working with delegated authority arrangements or building underwriting guidelines from scratch.

We're hiring an Underwriter to own risk selection and pricing decisions across our book. You'll bring sharp judgment, deep technical knowledge, and the commercial instincts to balance growth with profitability. This is a hands-on role with real ownership in a fast-moving insurance business.