Data Scientist (Mid and Senior Level)

20 ч. назад

United KingdomEuropeSeniorHybrid

Data Scientist role at focused on building product-facing credit decision models.

Our Story   Hello there. We’re .   We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at .com !    We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.    I

You have hands-on data science experience
Bring practical Python and Git capability
Understand common statistical-learning models and machine-learning algorithms for classification and regression
Have sound statistical fundamentals, including hypothesis testing and experimental design
Can independently take an ambiguous problem from discussion to a useful model or analysis
Communicate clearly and confidently with technical and non-technical stakeholders
Build alignment when there are differing views, and enjoy working collaboratively to move things forward
Are curious, practical and comfortable operating with limited hand-holding
Work effectively across business, Product and Engineering partners
Experience in consumer credit, lending, credit cards or a closely related credit-risk domain
Exposure to sequence-based deep-learning or transformer-style models
Experience building production-grade Python microservices

Take ambiguous credit-related questions from stakeholder discussion through to practical modelling and analysis
Build, improve and maintain models that support consumer-credit decisions
Work on flagship risk models and broader value-driver models, including revenue, profit prediction and customer lifetime value
Use Python and sound statistical judgement to develop classification and regression solutions
Partner with Credit Strategy to understand priorities and create useful, well-framed solutions
Collaborate with Product and Engineering to sequence work and support productionisation
Explain technical choices clearly, build consensus where views differ and help move decisions forward
Own your problems and delivery, while contributing to a low-ego team that works together