Senior KYC Analyst

2 нед. назад

PortugalEuropeSeniorHybrid

kycamlrisk_assessmentregulatory_compliance

Senior KYC Analyst role focused on financial crime prevention and regulatory compliance within a global payments company.

О компании

At , we're building a smarter, faster, and more secure financial future by revolutionizing the world of payments. As a global leader in Open Banking Payments, we are establishing Pay by Bank as the new standard at checkout, providing unparalleled freedom, speed, and ease to millions of consumers and merchants worldwide.
Our Ambition: To build the world’s most disruptive payment network and redefine what the payment experience should feel like.
is a global team of innovators, collaborators, and doers. If you are driven by a strong sense of purpose and thrive in a dynamic, entrepreneurial, and high-growth environment, join us and be part of a team that’s transforming the way the world pays.
This role sits within our Financial Crime Prevention (FCP) function, part of our Operations organisation supporting ’s rapidly growing global payments ecosystem. The team plays a critical role in protecting both consumers and merchants by ensuring regulatory compliance, managing financial crime risks, and supporting secure and seamless payment experiences across our platform.

Обязанности

Driven by rapid growth and a commitment to operational excellence, is seeking a Senior KYC Analyst to join our Financial Crime Prevention (FCP) function. In this role, you will help safeguard ’s ecosystem through in-depth investigations and risk assessments across both consumer and merchant-related activities.
You will work cross-functionally to support complex KYC workflows, transaction monitoring investigations, sanctions and PEP escalations, and Enhanced Due Diligence (EDD) reviews. The role requires strong analytical capability, sound risk judgment, and the ability to navigate fast-paced operational environments while maintaining high regulatory standards.
Conduct detailed KYC, EDD, and ODD investigations across both consumer and merchant populations
Analyse transaction activity, behavioral patterns, and risk indicators to identify potential suspicious activity or financial crime risks
Perform sanctions, PEP, and adverse media screening reviews and investigations
Support merchant and consumer onboarding reviews in line with AML/CFT regulatory requirements and internal controls
Document investigations, risk decisions, and supporting evidence to ensure full auditability and regulatory compliance
Identify and escalate high-risk or unusual activity to relevant internal stakeholders
Conduct peer reviews and contribute to quality assurance processes across investigations and remediations
Support continuous improvement initiatives, operational efficiencies, and updates to internal KYC/AML procedures and controls
Join a dynamic environment where you can take ownership, drive change, and continuously embrace new challenges. We’re looking for dedicated and highly motivated individuals who thrive in a fast-paced environment and enjoy collaborating across different areas of the organisation.
If your skills and experience align with this role, we’d love to hear from you! Apply now and submit your CV in English.

Требования

You have solid experience within KYC/AML, ideally covering both consumer and merchant-related investigations in Fintech, Payments, Banking, or Financial Services environments
You have hands-on experience with Enhanced Due Diligence (EDD), transaction monitoring, sanctions/PEP screening, and adverse media reviews
You possess strong analytical skills with the ability to identify suspicious behaviors, transaction anomalies, and emerging financial crime risks
You have a strong understanding of AML/CFT regulations and risk-based decision-making frameworks
You are detail-oriented, highly organized, and comfortable managing multiple priorities in fast-paced operational environments
You are collaborative, proactive, and able to communicate complex risk findings clearly to both technical and non-technical stakeholders
You maintain high standards of integrity and confidentiality when handling sensitive information
You are fluent in English, both written and verbal
Our Fantastic Benefits (varies by location)
🌴 20 to 25 days of holiday to support a healthy work-life balance
🥳 Monthly team outing allowance to enjoy social events with your colleagues
☕ Office perks such as refreshments (coffee, sodas etc.), breakfast, fruit and snacks
🍴 Meal card to enjoy a daily lunch allowance to make your workdays even more convenient
💚 Well being support our health allowance covers gym memberships, massages, and much more to help you feel your best
PLUS additional benefits designed to enhance your work-life experience!