PakistanCompliance Head & MLRO, Pakistan
4 дн. назад
PakistanWorldwideHeadRemote
complianceregulatoryamlmlro
Compliance Head and Money Laundering Reporting Officer (MLRO) role for building and managing compliance program in a crypto exchange.
Будет плюсом
- Experience in cryptocurrency or blockchain compliance programs.
- Experience working in a multi-national financial institution setting.
- Familiarity with compliance technology and analytics tools.
- Prior exposure to multi-jurisdictional compliance oversight.
- In-depth knowledge of crypto products, including spot trading, derivatives, staking, lending/borrowing, DeFi, and stablecoins.
Условия
- Competitive total compensation package
- L&D programs and Education subsidy for employees' growth and development
- Various team building programs and company events
- More that we love to tell you along the process!
Другое
- Serve as the primary point of contact with relevant regulatory bodies.
- Ensure the organisation meets all applicable governance requirements, including fit and proper obligations for Approved and Designated Persons.
- Monitor and interpret regulatory developments relevant to virtual assets, and advise senior management and the Board accordingly.
- Design, implement, and maintain a comprehensive compliance framework aligned with local requirements, FATF recommendations, and international best practice for virtual asset service providers (VASPs).
- Develop, review, and update all internal policies and procedures covering AML/CFT, KYC, customer due diligence (CDD), enhanced due diligence (EDD), transaction monitoring, sanctions screening, data protection, cybersecurity compliance, and safeguarding of client assets.
- Establish and oversee the compliance monitoring programme, including periodic testing, gap analysis, and reporting to senior management and the Board.
- Prepare and present regular compliance reports to the Board and relevant committees, including on regulatory changes, compliance breaches, and remediation progress.
- Ensure compliance considerations are integrated into new product design and operations from the inception phase by driving solutions that balance commercial outcomes and innovation, while maintaining a robust compliance posture using a clear risk-based approach.
- Review technical documentation, user journeys, and product flows to ensure compliance risks are addressed; provide clear, actionable and solution-focused advice during the product lifecycle.
- Build and scale compliance policies governing advertising, social media campaigns, influencer partnerships, and product launches.
- Partner with Legal, Product, and Marketing teams to operationalize a timely review process for client-facing assets and go-to-market materials.
- Act as the designated MLRO, with full statutory responsibility for overseeing the organisation's AML/CFT framework.
- Receive, review, and assess all internal Suspicious Transaction Reports (STRs) from staff, and make informed decisions on whether to file external disclosures with competent local authorities.
- Oversee and continuously improve the transaction monitoring programme, with support from global compliance and product functions.
- Ensure robust sanctions screening against all applicable lists, including OFAC, UK OFSI, UN, EU, and applicable local sanctions designations.
- Oversee customer risk scoring, risk-based KYC/CDD processes, and enhanced due diligence for high-risk customers, politically exposed persons (PEPs), and customers from high-risk jurisdictions.
- Act as a key member of the senior leadership team, providing compliance input on new products, services, partnerships, and business initiatives.
- Champion a strong compliance culture across the organisation through training, communications, and leadership by example.
- Design and deliver AML/CFT and compliance training programmes for all staff, ensuring completion records are maintained.
- Ensure that the organisation's compliance obligations are adequately resourced, and advise the Board on staffing, systems, and budget requirements.
- Establish and maintain a compliance manual, risk register and oversee the escalation and resolution of compliance incidents and breaches.
- Prepare and submit all required regulatory reports and notifications to relevant authorities within stipulated deadlines.
- Ensure that all compliance records, SAR documentation, KYC files, and transaction monitoring records are maintained in accordance with applicable retention requirements.
- Support and facilitate any inspections, supervisory visits, or regulatory examinations.
- Qualifications Bachelor's degree in Law, Finance, Business, or a related field. A postgraduate qualification is advantageous.
- Professional certification in compliance or AML is strongly preferred (e.g. CAMS, ICA Certificate/Diploma in AML or Compliance, CFE, or equivalent).
- Minimum of 8 years of experience in compliance, AML, or financial crime prevention, with at least 3 years in a senior or leadership compliance role.
- Demonstrated in-house experience working within virtual asset service providers (VASPs), cryptocurrency exchanges, fintech firms, or regulated financial institutions.
- Prior experience as an MLRO or Deputy MLRO is highly desirable.
- Experience engaging directly with financial regulators and the financial intelligence unit
- Hands-on experience building compliance programmes from the ground up in a start-up or scaling environment is a significant advantage.
- Familiarity with the regional regulatory framework and requirements is strongly preferred.
- Deep understanding of FATF Recommendations and their application to virtual asset service providers, including the Travel Rule (FATF Recommendation 16)
- Strong knowledge of crypto-specific AML typologies.
- Proficiency with blockchain analytics and transaction monitoring tools (e.g. Chainalysis, Elliptic, TRM Labs, or equivalent).
- Excellent written and verbal communication skills in English and Urdu.
- Strong analytical and investigative skills, with the ability to identify and articulate complex risk scenarios clearly.
- Demonstrated ability to engage constructively with regulators, external auditors, and law enforcement.
- High degree of personal integrity and sound professional judgment.