Finance Manager

Другое

• Singapore | Full-time | On-site | Reports to the CEO
• ABOUT THE ROLE
• We're looking for a Finance Manager to own the finance function end to end -
• books, merchant reconciliation, safeguarding, audit and regulatory submissions
• across our group entities - while leading a team of two Finance Operations
• Executives.
• This is a hands-on role. You will be in the reconciliations, in the ledger, and
• in the numbers yourself, not reviewing from a distance. You will also sit close
• to the CEO as a genuine business partner: when a question comes up about unit
• economics, take rate, cost to serve or the margin on a given payment method, you
• are the person who knows the answer and can show the working.
• WHAT YOU'LL OWN
• Books and close
• - Own the monthly and annual close across all group entities - accurate books,
• closed on time, every month.
• - Maintain the general ledger, intercompany positions, FX translation, revenue
• recognition and accruals.
• - Produce management accounts and the reporting pack for the CEO, board and
• investors.
• Merchant reconciliation and settlement
• - Own daily and monthly reconciliation between acquirer/scheme settlement, our
• internal ledger, merchant payouts and the bank.
• - Own the merchant payable position - know what we owe merchants at any point in
• time, and be able to prove it.
• - Investigate and clear breaks at source. Reconciliation differences get
• root-caused, not carried forward.
• - Work with Engineering and Operations to fix the upstream causes of recurring
• breaks.
• Safeguarding and regulatory
• - Own safeguarding of relevant money under the MAS Payment Services Act - daily
• computation, segregation, the safeguarding undertaking, and reconciliation of
• safeguarded balances against merchant liability.
• - Prepare and file all regulatory submissions on time and accurately, across the
• jurisdictions we operate in.
• - Own the annual safeguarding audit and any regulator queries or inspections
• that touch finance.
• - Maintain the controls and evidence trail that make all of the above
• defensible.
• Audit
• - Own the annual statutory audit for the group and for each subsidiary, in every
• jurisdiction we operate in.
• - Be the primary point of contact for auditors - scope the timeline, prepare the
• PBC schedules, answer queries directly and close them out.
• - Manage local auditors, tax agents and corporate secretarial providers across
• subsidiaries.
• - Deliver signed accounts on time. No extensions as a matter of course.
• Business partnering and unit economics
• - Build and maintain a detailed view of unit economics: revenue per merchant,
• take rate by product and payment method, cost of processing, gross margin,
• cost to serve, contribution by cohort and by market.
• - Bring findings to the CEO with a point of view, not just a report - where
• margin is leaking, which products or merchants are unprofitable, what should
• change.
• - Support pricing decisions, market entry analysis, budgeting and fundraising
• with numbers you can stand behind.
• Vendors
• - Negotiate commercial terms with acquirers, banks, processors, auditors and
• other vendors.
• - Track spend against contracts and challenge cost where it isn't earning its
• keep.