Compliance Director

Другое

• ABOUT THE ROLE
• We're looking for a Compliance Director to own group compliance across every
• regulated entity we operate - setting the framework, holding the regulatory
• relationships, and making sure not a single obligation or deadline is missed
• anywhere in the group.
• You will oversee the MLROs and local compliance leads in each licensed entity,
• functionally rather than by title alone: you set the standard they work to, you
• review what they produce, and you are accountable to the CEO for the group's
• overall compliance posture.
• This is a senior role for someone who has already been the accountable person -
• a Head of Compliance or MLRO at a regulated payments business - and knows exactly
• what a regulator expects to see when they ask.
• WHAT YOU'LL OWN
• Group compliance framework
• - Own the group-wide AML/CFT, sanctions and regulatory compliance framework, and
• translate it into what each entity must do locally.
• - Set the standard, the minimum controls and the reporting cadence that every
• regulated entity works to.
• - Design and maintain the compliance and risk structure itself - how the
• function is organised across entities, where accountability sits, what
• escalates and to whom.
• - Advise the CEO and the business on compliance and risk structure decisions:
• new products, new markets, new partners, changes to the licensing footprint.
• Oversight of MLROs and local compliance
• - Provide functional oversight of the MLRO and compliance lead in each regulated
• entity.
• - Review and challenge their risk assessments, alert handling, SAR/STR
• decisions, and regulatory filings before they go out.
• - Run a regular oversight cadence - reporting lines, escalation paths, group
• compliance committee, and a consolidated view of risk across entities.
• - Coach and develop the local compliance leads. Where an entity is
• under-resourced or a control is weak, you say so early and fix it.
• Regulatory obligations and deadlines - non-negotiable
• - Own a complete, live inventory of every regulatory obligation across every
• entity and jurisdiction: what is due, to whom, when, and who prepares it.
• - Own on-time, accurate delivery of all periodic regulatory reporting and
• submissions across the group.
• - Own incident, breach and material-change notifications to regulators, filed
• within the required window.
• - NO MISSED REGULATORY DEADLINES. This is the hard line of the role. You build
• the tracking, the buffers and the escalation that make missing one
• structurally difficult.
• Regulatory relationships
• - Be the group's primary point of contact for regulators.
• - Handle regulator queries, information requests, thematic reviews and
• inspections directly - draft the responses, manage the timeline, close them
• out.
• - Track regulatory change across all our jurisdictions and translate it into
• concrete action before it becomes a compliance gap.
• - Prepare the CEO and the board for regulatory engagement, and represent the
• company credibly on your own.
• Policy
• - Own the full compliance policy suite - AML/CFT, sanctions, KYC/KYB and CDD,
• transaction monitoring, merchant acceptance and prohibited activity,
• complaints, outsourcing, safeguarding-adjacent controls.
• - Keep policies current against regulatory change, and make sure changes
• actually land in operational procedure and system configuration, not just in
• the document.
• - Run the annual review and approval cycle, with a clear audit trail of what
• changed, why and when.