USAAssociate Compliance Officer
2 нед. назад
USAJuniorOnsite
customer due diligenceknow your customerkybamlrisk assessmentregulatory compliance
Support customer due diligence and compliance onboarding processes to ensure regulatory compliance in fintech banking.
О компании
- is the modern banking platform built for startups. Open accounts in minutes, issue cards, manage expenses, pay bills, and close the books – all in one connected platform backed by real human support.
Обязанности
- is seeking an Associate Compliance Officer to support our onboarding compliance team. You'll own day-to-day customer due diligence (CDD) and Know Your Business (KYB) work for new client onboarding — gathering and verifying documentation, running risk assessments against established frameworks, and escalating issues to senior compliance staff. You'll play a vital part in keeping compliant with BSA/AML, OFAC, and FinCEN requirements while maintaining the application review velocity our customers expect. This full-time, onsite role is a strong fit for someone looking to build a career in banking or fintech compliance within a growing, mission-driven company.
- Support the CDD and KYC/KYB processes for new client onboarding by gathering and organizing required documentation in accordance with BSA/AML, OFAC, and FinCEN requirements
- Collect and verify client documentation, including business formation documents, ownership structures, and beneficial ownership information, escalating discrepancies to senior team members
- Assist in performing risk assessments on potential clients using established frameworks and checklists
- Flag and escalate suspicious activity or potential compliance issues identified during onboarding to senior compliance staff
- Coordinate with internal teams, including sales and operations, to collect outstanding client information and ensure timely onboarding
- Maintain accurate and complete records of client onboarding files, compliance decisions, and supporting documentation in accordance with team standards
- Support periodic reviews of existing client accounts by gathering and organizing documentation for senior team review
- Assist in the preparation of compliance reports and data pulls as directed by management
- Support updates to policies and procedures by documenting process changes and maintaining version-controlled records
- Utilize compliance technology platforms to process onboarding tasks, input data, and maintain system accuracy
- Follow established onboarding compliance policies and procedures, providing feedback to senior staff on potential process improvements
- Participate in compliance training sessions and apply best practices to daily onboarding tasks, developing foundational knowledge of fintech and banking regulation through ongoing training and self-study
- Take on other activities as determined by your supervisor
Требования
- A Bachelor's degree in finance, business, or a related field preferred
- 1–2 years of experience in compliance, finance, banking, or a related operations role
- Working understanding of BSA/AML, OFAC, and FinCEN requirements, including CDD and KYB concepts
- Exceptional attention to detail, strong organization, and a proactive approach to problem-solving
- Ability to manage a queue independently, prioritize across competing deadlines, and meet required service levels
- Comfort working in compliance technology platforms and learning new systems quickly
- Clear written and verbal communication skills, with the judgment to know when to escalate
Условия
- Full-time, salaried position with benefits
- Onsite work environment
- Standard weekday schedule; occasional flexibility may be needed to meet onboarding volume
- Opportunity for growth into senior compliance roles based on performance and business needs
- Diversity is a core value at . We are committed to building a welcoming and inclusive workplace for all.