Bulgaria
EuropeFinancial Crime and Investigations Lead - EU
2 мес. назад
BulgariaEuropeLead
financial crimeinvestigationsreporting
Lead the financial crime investigations and suspicious activity reporting for EU operations at .
Обязанности
- We're seeking an experienced Financial Crime Investigations & Reporting Lead – EU to own and oversee the suspicious activity reporting in the first line financial crime teams for our European markets. You'll be accountable for ensuring we produce the highest quality suspicious activity reports and our control frameworks are effective, well-documented, and meet regulatory expectations across multiple EU jurisdictions.
- You'll act as the first line owner for financial crime.
Требования
- Proven experience in financial crime, fraud, or AML control management within a regulated financial services organisation
- Strong understanding of first vs second line of defence responsibilities and governance boundaries
- Deep technical knowledge of transaction monitoring, sanctions screening, and suspicious activity reporting frameworks
- Familiarity with EU and national regulatory requirements for AML/CFT and fraud prevention
- Strong analytical and reporting skills, with the ability to interpret MI and assurance outcomes
- Excellent written communication skills and experience preparing materials for regulators or senior management
- Previous experience as a control owner or governance lead in a multi-jurisdictional environment is desirable
- Working knowledge of goAML and regional FIU reporting systems is advantageous
Другое
- At , we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.
- is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.
- Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.
- is available for UK, Indian, German and French SMEs
- Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly
- Over $300 million raised in funding
- Over 2,800 Tideans globally
- Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026
- We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg
- Acting as first line control owner for ongoing monitoring across EU markets, including transaction monitoring, fraud controls, sanctions screening, and SAR/STR processes
- Ensure our processes and controls meet the reporting obligations and are fit for scaling for in the European markets
- Approving TPSA process and procedure documentation to ensure alignment with regulatory and internal policy requirements
- Monitoring control effectiveness through MI review, exception tracking, and assurance outputs
- Representing TPSA (1LOD) in regulatory interactions and responding to queries from regulators, auditors, or Compliance (2LOD)
- Supporting the MLRO and Authorised Management with timely updates on control performance, incidents, and remediation
- Ensuring compliance with EU and national regulatory requirements (BaFin, ACPR, CSSF, Bank of Spain, Bank of Italy)
- Acting as the primary liaison between first line operations and the Compliance function
- Escalating material control weaknesses or emerging financial crime risks in line with governance protocols
- Providing periodic reporting to senior leadership on control status, performance, and emerging risks
- Overseeing remediation of audit, compliance monitoring, and RCAMS actions
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- Salary: €40,400.00 - €45,450.00
- 25 days paid annual leave
- 3 paid days off for volunteering or L&D activities
- Extended maternity and paternity leave covered by the company
- Personal L&D budget
- Additional health & dental insurance
- Mental wellbeing platform
- Fully covered Multisports card
- Food vouchers
- Snacks, light food, drinks in the office
- WFH equipment allowance
- Flexible working from home
- Sabbatical Leave
- Share options
- At , we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams.
- While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.
- At , we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.
- We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.
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- At , we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.
- does not charge any fees at any stage of the recruitment process.
- All official job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel.
- Communication from will only come from an official @ .co email address.
- does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf.
- If you are contacted by anyone misrepresenting or requesting payment, please treat it as fraudulent and report it to us immediately at talent@.co Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process.
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- leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy .
- Your personal data will be processed by for recruitment purposes and in accordance with 's Recruitment Privacy Notice .