SPEI Compliance Officer (Cumplimiento Normativo)

Другое

• Tesored is the SPEI infrastructure backbone behind some of Mexico's most demanding payment flows — and we're now part of Company, Latin America's leading B2B instant payments platform. Our mission is singular and ambitious: to become the best SPEI participant in Mexico, with the highest reliability, availability and performance in the network. If you want to work on infrastructure that moves real money in real time at national scale, and where your engineering decisions have direct regulatory and financial consequences, this is the role for you. We're a small, senior team where ownership is real and impact is immediate.
• The Role
• As the primary owner of policies and compliance rules related to SPEI regulation, you will be instrumental in maintaining the integrity of Tesored's service and operations. Your mandate includes the continuous refinement and updating of operational manuals, procedures, and internal policies to reflect evolving regulatory landscapes. You will serve as the proactive bridge between regulatory requirements and internal execution, ensuring that all teams are informed of critical tasks and technical changes. Beyond documentation, you will lead comprehensive audits and reviews across the organization, specifically addressing security and regulatory deficiencies identified in processes like the "Auditoría de Permanencia". Ultimately, you are responsible for ensuring that all SPEI regulations are f
• Establish and enforce compliance controls for infrastructure, operations, continuity and documentation related to SPEI, including electronic channels offered by the company.
• Direct the planning and execution of remediation efforts for issues discovered during internal or external audits.
• Draft and submit the annual SPEI compliance report, detailing findings, regulatory violations, and the efficacy of corrective measures.
• Identify, record, and report SPEI compliance anomalies in real-time while ensuring complete traceability.
• Manage and regularly refresh all internal SPEI documentation as a continuous operational duty to align with the changing regulatory landscape.
• Orchestrate the biennial compliance verification, managing audit resources and ensuring all findings are resolved according to regulatory schedules.
• Spearhead the development and implementation of mandatory corrective plans requested by Banxico following identified non-compliance.
• Maintain Tesored's readiness for contingency procedures, including active participation in exercises mandated by Banxico.
• Manage the operation of transaction monitoring, fraud detection, and client protection protocols as required by Circular 14/2017.
• Act as the primary liaison between Banxico's regulatory updates and Tesored's internal operations, translating changes into actionable compliance steps.
• Align regulatory requirements with commercial objectives.
• Utilize advanced agile project management skills to deliver cross-functional corrective plans and meet recurring regulatory deadlines with precision.
• Apply knowledge of cybersecurity frameworks (such as ISO 27001 or NIST) to integrate security audit findings into compliance reporting.
• Function as the central point of contact for all regulatory communication between Tesored and Banxico.
• Must-Haves
• +4 Years of experience as RCN
•  In-depth familiarity with SPEI rules, including: cybersecurity requirements (Apéndice M), contingency procedures (COA-SPEI, POA-SPEI), operational risk management, client protection mechanisms, and the indirect participation framework.
•  Ability to interpret and operationalize complex regulatory text, map regulatory obligations to internal processes, and draft high-quality compliance documentation in Spanish.
• Proven experience with the technical ecosystems of core banking or fintech, specifically regarding transaction processing and electronic payment rails.
• Hands-on experience, creating documents, taking ownership and accountability of every regulatory process.
• +3 Years of experience working in fintech, payment processing or similar.
• Nice-to-Haves
• Hands-on involvement in Banxico's SPEI authorization protocols, whether managing the approval for a new participant or transitioning to a third-party SPEI application, strictly adhering to the standards of Circular 13/2017.
• Cybersecurity experience to guide tech & infra teams in the implementation for compliance of Appendix M of current SPEI manual.
• Project management capabilities, in an agile manner to lead execution of every regulatory initiative, audit exercises, etc.