Lendable
Credit & Commercial Senior Analyst
8mo ago
EuropeSeniorRemotemachine learningdata analysis
Senior analyst role focused on credit and commercial analysis in a fast-growing fintech company.
Responsibilities
- We’re looking for an analytically-minded Credit & Commercial Senior Analyst to work our commercial & pricing strategy in our motor finance team (Autolend). This role is suitable for someone who loves using strong analytics to optimise our business, improve funnel performance while still delivering a good portfolio return.
- You’ll be entrusted with thought leadership on our commercial strategy, and have a large remit to set up and optimise our pricing to help achieve our objectives.
- You'll be part of a collaborative, ambitious organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance.
Requirements
- Daily coding experience, with proficiency in Python and SQL ideally
- Proven experience in credit risk or commercial strategy roles, ideally within consumer lending.
- A strategic mindset and the ability to translate complex data into clear, actionable decisions.
- A focus on delivering results that align with both commercial and customer needs.
- A collaborative, open approach and a willingness to challenge your own assumptions
- Experience working in marketing / growth roles is a plus, but not required!
How to apply
- We’re not corporate, so we try our best to get things moving as quickly as possible.
- An initial phone conversation with a member of our team.
- Onsite interviews, including a practical case study and team conversations.
- A final discussion with a member of our executive leadership (C-suite).
Other
- Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:
- One of the UK’s newest unicorns with a team of just over 700 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot )
- So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers’ hands in minutes instead of days.
- We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.
- Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
- Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
- Build the best technology in-house , using new data sources, machine learning and AI to make machines do the heavy lifting
- Autolend is building high performing portfolios , with bold growth targets and a commitment to responsible lending.
- Your core responsibilities include:
- Optimising our pricing strategy, how much to lend and at what interest rate.
- Improving our conversion funnel, responding to qualitative feedback as well as data insights.
- Building a product that our customers and partners love.
- Define our multi channel pricing & commercial strategy and continuously optimise it to grow the business while maintaining strong returns
- Discover insights from data using tools like Python and SQL to find opportunities and optimise our strategy
- Seek out novel strategies and commercial approaches we can take advantage of
- Obsess over competitor trends and our performance through our diverse acquisition channels, responding quickly to changes in the market
- Collaborate cross-functionally with product, engineering, data, and our external partners to improve funnel performance
- Monitor and assess the success of implemented strategies and continuously identify areas for improvement.
- Winning team: the opportunity to scale up one of the world’s most successful fintech companies
- Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
- Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
- Health coverage: support for your physical and mental wellbeing, including private health cover
- Retirement & savings: long-term financial wellbeing through retirement savings plans
- Employee referral programme: earn a competitive bonus when you refer successful new team members
- Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
- Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations
- Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.
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