Lemfi
Senior Product Manager - Credit
1mo ago
EuropeSeniorRemoteroadmap planningdata analysisportfolio managementcredit product management
Senior Product Manager responsible for scaling the credit product roadmap balancing growth, risk, customer experience, and unit economics in a financial platform.
Responsibilities
- Credit is LemFi's fastest-growing pillar. As a Senior Product Manager, you'll own the roadmap that scales it. That means setting sharp priorities, turning portfolio insight into shippable outcomes, and making the commercial trade-offs between growth, risk, customer experience, and unit economics. You'll work shoulder-to-shoulder with engineering, risk, decision science, and commercial teams. You need to think like a portfolio manager. You'll live in the data yourself, not wait for someone to tell you what it says.
- This is hands-on work for someone who understands that running a credit product means managing a live portfolio with real money at stake, not just shipping features.
Requirements
- 5+ years of product management in consumer credit, lending or fintech, with hands-on exposure to managing a live lending portfolio.
- Prior experience in credit risk, marketing analytics, finance or data science. You've spent meaningful time in an analytical function, not just consumed dashboards.
- Strong commercial instinct. Fluent in unit economics, loss rates, conversion funnels and vintage performance.
- SQL fluency or equivalent. You don't wait on an analyst to form a point of view.
- Demonstrable track record using AI tools to drive efficiency, quality and delivery speed. Specific examples, not just buzzwords.
- You've owned a roadmap and shipped outcomes that moved meaningful business metrics.
- Strong cross-functional stakeholder management across risk, engineering, operations and commercial.
Nice to have
- Familiarity with credit decisioning, scorecards or decision engines.
- Experience scaling a credit product from early stage through rapid growth.
Conditions
- Love shouldn’t be expensive, yet those working hardest for their families often face predatory fees and banking exclusion. We're changing this.
- At LemFi, you won’t be just a cog in a machine. Whether designing products, scaling operations, or telling our story, you’ll tackle complex challenges with real, immediate impact. Your work goes beyond metrics - it puts money back in families’ pockets and offers access to the previously excluded. Join us to make a meaningful difference, where high performance is a lifeline for millions. You can connect with us on LinkedIn and Instagram and if you haven't already, download the app on the App Store or Google Play .
Other
- LemFi (Series B) is building the go-to financial app for the Global South.
- Moving to a new country shouldn’t mean starting from zero. That's why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live.
- What began as fast, affordable remittances is now evolving into a complete platform for multi-currency accounts, payments, credit, and long-term financial growth.
- With millions of users across the globe, we process over $1B in monthly transactions to 30+ countries, proving that borders shouldn't limit financial opportunity.
- Set sharp priorities across your product area, balancing growth, risk, customer experience and unit economics. Make the trade-offs that move the needle.
- Get into the detail of portfolio performance. Convert that insight into product changes that move the metrics that matter: conversion, loss rates, activation, retention.
- Use AI deliberately to remove friction from internal workflows, speed up discovery and prototyping, and unlock product experiences that wouldn't otherwise be economic to build.
- Work shoulder-to-shoulder with engineering on requirements, edge cases, QA and launch. Not ceremonies, real partnership.
- Partner with the Credit Product Lead to deliver end-to-end across acquisition, underwriting, servicing and collections.
- Keep Credit Risk, Decision Science, Operations, Compliance and Commercial aligned and bought in. Protect the team's focus while managing the stakeholders.
- Track KPIs across acquisition, penetration, retention, loss and unit economics. Communicate results and trade-offs clearly to leadership.